Go To Go Auto Insurance has emerged as a notable player in the competitive auto insurance market. The insurer offers dirt-cheap car insurance with liability-only rates starting at $59 a month for qualified drivers. 

Go To Go Auto Insurance has a wide range of coverage options and services designed to meet the diverse needs of drivers across the country. In this article, we will explore the various aspects of Go To Go Auto Insurance, from its product offerings to specialized services, and customer support, and also how it ranks within the industry. 

Whether you’re a new driver looking for your first policy or a seasoned motorist seeking to switch insurers and lower your rates, this article will provide valuable insights into what Go To Go Auto Insurance offers.

 

Go To Go Auto Insurance Coverage

Go To Go Auto Insurance provides a comprehensive suite of coverage options to protect both drivers and their vehicles. Their standard coverage includes essential protections, while their optional coverages provide additional flexibility to enhance your policy.

Standard Coverage	Optional Coverage
Liability Protection: Covers damages or injuries you cause to others in an accident.	Personal Injury Protection: Covers medical expenses and lost wages for you and your passengers, regardless of fault.
Collision Coverage: Pays for damage to your vehicle from collisions with other vehicles or objects.	Uninsured/Underinsured Motorist Coverage: Protects you if you’re in an accident with a driver who has insufficient or no insurance.
Comprehensive Auto Insurance: Protects against non-collision-related damages such as theft, vandalism, or natural disasters.	Gap Coverage: Pays the difference between your car’s actual cash value and what you owe on your auto loan if your car is totaled.

 

Go To Go Auto Insurance empowers policyholders to tailor their coverage to fit individual needs and budgets, ensuring that each customer can achieve the ideal balance between protection and affordability.

Go To Go Auto Insurance Policy Options

Go To Go Auto Insurance offers flexibility in its policy options, allowing customers to tailor their coverage to their specific needs. Some key policy options include:

• Standard Policies: Basic coverage that meets state minimum requirements.
• Full Coverage Policies: Comprehensive protection that includes collision and comprehensive coverage.
• Pay-Per-Mile Policies: Usage-based insurance for low-mileage drivers.
• High-Risk Driver Policies: Specialized coverage for drivers with poor driving records or SR-22 requirements.
• Classic Car Policies: Tailored coverage for vintage and collectible vehicles.

Each policy option comes with its own set of features and benefits, allowing customers to choose the most suitable plan for their driving habits, vehicle type, and financial situation.

Go To Go Auto Policy Features

Go To Go Auto Insurance policies come with a variety of features designed to enhance the customer experience and provide added value. Some notable policy features include:

• Accident Forgiveness: First-time accidents may not result in premium increases for eligible policyholders.
• Vanishing Deductible: Rewards safe driving by reducing the deductible over time.
• New Car Replacement: Offers full replacement value for totaled new cars within a certain timeframe.
• Roadside Assistance: 24/7 help for breakdowns, flat tires, and other roadside emergencies.
• Rental Car Coverage: Provides a rental car while your vehicle is being repaired after a covered accident.
• Glass Coverage: Offers repair or replacement of damaged windshields with low or no deductible.

These features are designed to provide peace of mind and additional protection beyond basic coverage, making Go To Go policies more attractive to potential customers.

Go To Go Auto Insurance Coverage Plans 

Go To Go Auto Insurance offers a range of vehicle insurance plans to accommodate different types of vehicles and driving needs:

• Personal Auto Plans: Standard coverage for personal vehicles.
• Commercial Auto Plans: Tailored coverage for business vehicles and fleets.
• Motorcycle Insurance: Specialized plans for motorcycles and scooters.
• RV Insurance: Coverage for recreational vehicles and motorhomes.
• Boat and Watercraft Insurance: Protection for various types of water vessels.
• ATV and Off-Road Vehicle Insurance: Plans for all-terrain vehicles and other off-road equipment.

Each plan is customizable, allowing policyholders to add or remove coverage options based on their specific vehicle and usage requirements.

Go To Go Auto Coverage Discounts

To make their policies more affordable, Go To Go Auto Insurance offers a variety of discounts:

Discount Type	Description
Safe Driver Discount	Rewards for maintaining a clean driving record.
Multi-Vehicle Discount	Savings for insuring multiple vehicles on one policy.
Bundling Discount	Reduced rates for combining auto insurance with other Go To Go policies like home or life insurance.
Good Student Discount	Lower rates for students with good academic performance.
Vehicle Safety Feature Discount	Savings for cars equipped with advanced safety features.
Loyalty Discount	Rewards for long-term customers.
Paid-in-Full Discount	Reduced rates for paying the entire premium upfront.
Paperless Discount	Savings for opting into electronic policy documents and billing.

 

These discounts can significantly reduce premium costs, making Go To Go Auto Insurance more competitive in the market.

Go To Go Auto Insurance Quotes

Obtaining a quote from Go To Go Auto Insurance is a straightforward process designed to provide potential customers with accurate pricing information quickly. Quotes can be obtained through multiple channels:

• Online Quote System: A user-friendly interface on the Go To Go website allows customers to input their information and receive instant quotes.
• Mobile App: The Go To Go Auto Insurance mobile app offers a quick quote feature for on-the-go inquiries.
• Phone Quotes: Customer service representatives are available to provide quotes over the phone for those who prefer personal assistance.
• In-Person Quotes: Local Go To Go Insurance agents can offer personalized quotes and advice.

The quoting process typically requires information such as driver details, vehicle information, driving history, and desired coverage levels. Go To Go emphasizes transparency in its quoting process, aiming to provide accurate estimates that closely match final policy prices.

Go To Go Insurance Customer Service

Go To Go Auto Insurance prides itself on providing exceptional customer service. Their customer support offerings include:

• 24/7 Claims Reporting: Accidents can be reported at any time via phone, mobile app, or online portal.
• Dedicated Claims Adjusters: Personalized service throughout the claims process.
• Live Chat Support: Instant online assistance for policy questions and general inquiries.
• Email Support: For non-urgent inquiries and documentation needs.
• Local Agent Network: In-person support from knowledgeable local representatives.
• Customer Feedback System: Regular surveys and feedback collection to continually improve service quality.

Go To Go emphasizes responsive, empathetic, and efficient customer service, aiming to resolve issues quickly and maintain high customer satisfaction levels.

Go To Go Insurance Claims Process

Go To Go Auto Insurance has streamlined its claims process to ensure efficient and fair resolution of accidents and other covered incidents:

1. Claim Reporting: Customers can file claims 24/7 via phone, mobile app, or online portal.
2. Initial Assessment: A claims adjuster is assigned to evaluate the damage and determine coverage.
3. Investigation: The adjuster gathers necessary information, including police reports and witness statements.
4. Damage Evaluation: Professional assessment of repair costs or total loss determination.
5. Settlement Offer: Based on the evaluation, a settlement is proposed to the policyholder.
6. Repair or Reimbursement: Upon agreement, repairs are authorized or reimbursement is issued.
7. Claim Closure: Once all parties are satisfied, the claim is closed.

Throughout the process, customers can track their claim status through the Go To Go mobile app or online portal, ensuring transparency and reducing anxiety during stressful times.

Go To Go Policy Renewal

Go To Go Auto Insurance aims to make the policy renewal process as smooth as possible:

• Automatic Renewal: Policies are typically set to renew automatically to ensure continuous coverage.
• Renewal Notifications: Customers receive notifications via email, mail, or app about upcoming renewals.
• Policy Review: Policyholders are encouraged to review their coverage and make necessary adjustments.
• Rate Adjustments: Any changes in premiums are clearly communicated before renewal.
• Renewal Discounts: Loyal customers may be eligible for additional discounts upon renewal.
• Cancellation Option: Customers have the flexibility to cancel or switch policies if desired.

Go To Go emphasizes transparency in the renewal process, ensuring customers understand any changes to their policy or premiums.

Go To Go Auto Insurance Policy Customization

Go To Go Auto Insurance recognizes that every driver’s needs are unique. Their policy customization options allow customers to tailor their coverage:

• Coverage Limits: Adjust liability, collision, and comprehensive coverage limits.
• Deductible Selection: Choose from various deductible levels to balance premiums and out-of-pocket costs.
• Additional Riders: Add specialized coverage like rental car reimbursement or custom parts protection.
• Usage-Based Options: Opt for pay-per-mile plans for low-mileage drivers.
• Vehicle-Specific Customization: Tailor coverage based on the vehicle’s age, value, and use.

This flexibility ensures that customers only pay for the coverage they need, potentially reducing unnecessary costs.

Buy Go To Go Auto Insurance With The Mobile App

The Go To Go Auto Insurance mobile app is a powerful tool designed to give customers easy access to their insurance information and services:

• Digital ID Cards: Access to insurance cards for easy proof of insurance.
• Bill Pay: Convenient premium payment options.
• Claims Reporting: File and track claims directly from the app.
• Policy Management: View and make changes to policy details.
• Roadside Assistance: Request help for breakdowns and other emergencies.
• Quick Quote Tool: Get instant quotes for new or additional coverage.
• Document Upload: Easily submit required documents for claims or policy changes.
• Agent Locator: Find nearby Go To Go Insurance agents.

The app is regularly updated with new features and improvements based on customer feedback, making it a valuable resource for policyholders.

Go To Go Insurance Payment Options

To accommodate various financial situations, Go To Go Auto Insurance offers multiple payment options:

• Monthly Installments: Spread the cost of premiums over the policy term.
• Pay-in-Full: One-time payment for the entire policy period, often with a discount.
• Quarterly or Semi-Annual Payments: Flexible options between monthly and annual payments.
• Automatic Payments: Set up recurring payments from a bank account or credit card.
• Online Payments: Make one-time payments through the website or mobile app.
• Phone Payments: Pay premiums over the phone with a customer service representative.
• Mail-in Payments: Traditional check or money order payments by mail.

Go To Go aims to provide convenient and secure payment methods to suit every customer’s preferences and financial planning needs.

The Final Word On Go To Go Auto Insurance  

Go To Go Auto Insurance offers flexible and affordable auto insurance options designed for drivers seeking quick, convenient coverage. As a relatively new player in the insurance market, Go To Go aims to streamline the process of obtaining and managing auto insurance policies.

Key features of Go To Go Auto Insurance include:

1. Rapid quotes: Customers can receive insurance quotes within minutes through the company’s user-friendly online platform or mobile app.
2. Flexible coverage options: Policies can be customized to meet individual needs and budgets, from basic liability to comprehensive coverage.
3. Pay-as-you-go plans: Usage-based insurance options allow drivers to pay based on their actual driving habits and mileage.
4. Digital-first approach: Policy management, claims filing, and customer support are primarily handled through digital channels for increased convenience.
5. Competitive pricing: Go To Go aims to offer affordable rates, especially appealing to younger drivers and those with tight budgets.

While Go To Go Auto Insurance may appeal to tech-savvy consumers seeking a modern insurance experience, potential customers should carefully compare coverage options and read reviews before committing. As a newer company, Go To Go’s long-term financial stability and claims-handling reputation are still being established.

Overall, Go To Go Auto Insurance presents a solid option for drivers looking for a quick, digital-focused insurance solution with flexible coverage options and lower rates than many competitors. Compare quotes online in about five minutes and save hundreds. Get covered for less with direct rates.