Robert Moreno Insurance Review

25+ Years of Trusted Service *

Robert Moreno is a large nationwide insurance broker that traces its founding roots to Fullerton, CA, on April 10th, 1978. Widely known as RMIS insurance, the company works with over 4,000 brokers, mainly all over the California market. This makes them one of the largest brokers on the west coast.
Robert Moreno insurance review

In recent years, Robert Moreno insurance has expanded slowly and begun offering its services in the midwest. The goal is to be a national broker with low-cost insurance, dedicated customer service representatives, and knowledgeable brokers who always put the customer first. These elements helped the company grow from its first year to the present day.

Robert Moreno Focuses on Client Relationships

Robert Moreno Insurance is passionate about helping people and businesses find the best insurance solutions at the lowest possible prices. With so many insurance choices in the market, RMIS separates from the competition by focusing on the customer. This means getting to know each client’s needs and always putting the client first. The company focuses on building lasting, long-term relationships. Many of these relationships last for decades, which helps bring in a large amount of referral business.

If they can’t find the right insurance product for a customer, the company is so client-focused that they will reach out to competitors and help get the customer covered. That’s one of the many things that has given RMIS such a strong reputation in the insurance marketplace.

RMIS Insurance Lines

The broker offers a broad range of insurance lines, from automobiles to business coverage. They currently offer:

  • Personal Automobile Coverage
  • Homeowners Insurance
  • Workers Compensation
  • Dwelling Fire
  • Condominium and Renters Insurance
  • Umbrella Coverage
  • Excess Liability for both Personal and Commercial
  • Professional Liability Coverage
  • Commercial Property
  • Liquor Liability Coverage
  • Business Liability Coverage
  • Special Event Coverage

Robert Moreno

RMIS is currently offered in California. The broker has several programs for California drivers. This includes motorists that have a clean driving record and also those that are considered higher risk. RMIS has affordable prices for just about any policy. This includes California minimum liability insurance, collision, and comprehensive coverage.

The broker has convenient payment plans that include low down payments and cheap monthly installments. For those drivers looking for the most affordable car insurance payments, liability-only policies can be as low as $40 per month for qualified drivers.

RMIS Works with Select Carriers

Harco National Insurance Co is one of the leading insurers Robert Moreno sells to. It has an A- rating from A.M. Best. Other companies include Topa Insurance and Sterling Casualty Insurance Company or SCIC. By focusing on a few insurers, the company has formed strong partnerships and often offers clients lower rates than most other national brokers.

While RMIS often avoids the larger, more familiar carriers, that doesn’t mean they can’t find clients with some of the lowest auto insurance coverage rates. Some people report savings of hundreds of dollars from the big insurers just by switching to Robert Moreno. The company also has a customer service edge. Every broker takes the time to get to know each client and their specific needs.

Many prefer to talk to an experienced agent or broker before buying a policy. They want to know they are making the right financial decisions. RMIS offers this one-on-one customer care experience.

Important Facts

RMIS insurers vehicles up to $300,000. This covers everyone except those few drivers with costly automobiles. Whether your car is worth $3,000 or $300,000, RMIS will do its best to get you the cheapest rates and the best coverage possible. The broker currently covers drivers with up to 8 points on their record. If there are more than 8 points, they need to scrutinize and contact the underwriting department to get approved.

Robert Moreno Insurance Discounts

The broker offers several discounts drivers can use to save even more. This includes:

  • Good Driver Discount
  • Multi-Car Policy Discount
  • Four-Door Vehicle
  • Policy renewal
  • GPS or Lowjack Security System

Corporate Headquarters 
22860 Savi Ranch Parkway
Yorba Linda, CA 92887
(714) 738-1383


California drivers looking to save money should get a quote from Robert Moreno and compare their rates. The company offers some of the most competitive rates for safe and high-risk drivers. Start comparing California rates now by entering your zip code. Get matched in five minutes with cheap rates from direct carriers. Get the insurance savings you need today.