Aflac Auto Insurance

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Aflac Auto Insurance

Aflac is one of the fastest-growing and well-known insurance companies in the world. Perhaps that’s why so many people inquire about Aflac auto insurance. The large carrier gets hundreds of quote requests for car insurance on a daily basis. However, the company started as a supplemental coverage provider.   

Aflac has a long and proud history. The insurer was started way back in 1955 in Columbus, Georgia. Today, the company is still headquartered in Columbus and is one of the cities biggest employers. Aflac’s full name is the American Family Life Assurance Company. Aflac consistently ranks as one of the best companies to work for in the United States. It also consistently ranks as one of America’s most admired corporations.    

Aflac, since its founding, specializes in supplemental insurance. The provider primarily sells its products to employers, including some of the largest corporations in the world. It also sells supplemental coverage to individuals and small business owners. 

When most people think of Aflac, they associate the company with its famous duck. The duck logo was a hit ever since it launched decades ago and is the face of popular television commercials worldwide.    

Does Aflac Sell Car Insurance?

Many consumers believe Aflac sells car insurance online and through agents. Their TV commercials have the same style and feel as Geico, which causes many people to think it sells Aflac auto insurance policies. The company currently does not sell auto insurance policies, although many consumers go to its website looking for auto quotes.

The main focus is supplemental coverage, which is sold through 70,000 agents locally and globally. One of the fastest-growing markets is Japan, where people have fallen in love with the companies duck mascot. It has translated into a huge success for Aflac. Today, it’s one of the top supplemental insurers in Japan. If you are searching for cheap auto insurance quotes, enter your zip code and compare direct rates.   

Supplemental Insurance Coverage

As the name implies, supplemental insurance provides additional coverage for gaps in different types of policies. For example, let’s say you work in construction and get into an unfortunate accident on a job site that breaks your legs. Your regular medical coverage will probably not pay for lost wages past 30 days, if at all.

With Aflac, you can add supplemental coverage to your existing health care policy to allow for lost income due to an injury for a specified amount of time. You can also get supplemental coverage added to your disability policy. If you work in a high-risk field where accidents are frequent, adding supplemental coverage is a cheap way to protect yourself from lost wages. Serious accidents do happen, and having supplemental coverage from Aflac can save a person from financial ruin.  

While this type of policy may not pay for all of your needs, it will pay for your basic living costs, like housing and food. It’s like insuring your basic necessities while you recover from your injuries.

A policy from Aflac is often sold together with health insurance but bought separately from your healthcare coverage. It is often referred to as a rider policy, as opposed to regular medical insurance.

With Aflac supplemental car insurance, the rider coverage is added on as medical costs coverage. In the event of injury, it will pay out for extended treatment and care and provide regular monthly expenses. Aflac auto insurance provides essential gap coverage that most insurers do not offer. Aflac gap coverage is not available through all insurers. Apply now for a free quote and find the lowest direct rates.

Aflac Customer Service

AFLAC has a longstanding reputation for its dedicated customer service. The company consistently scores among the highest in consumer satisfaction out of all the major insurers. Part of the reason why customers love Aflac’s service is their agents. When you inquire about buying a policy, you can talk directly to a licensed agent that takes the time to get to know the needs of each customer, no matter how big or small they are. 

The agent will then go over the different policy choices, including benefits, coverage amounts, and pricing. The agents take the time to answer all questions clients have. In short, Aflac builds relationships with clients that are founded on trust.  

Agents are asked all the time about Aflac car insurance. This is one of the most common questions reps get. While Aflac doesn’t sell personal auto insurance policies, they do have supplemental automobile coverage on select policies. Contact an agent today and learn more about all the Aflac auto insurance potions for supplemental coverage.  

Aflac Claims Review

Aflac promises fast claim processing, and they deliver. The company has one of the highest claim satisfaction reviews of any insurer. When a client makes a claim, it is reviewed immediately, and policyholders are usually compensated within days. Aflac insurance is a lifesaver when people are sick and injured and cannot work. Their coverage provides financial assistance that medical plans don’t cover.

Aflac Auto Insurance

Aflac Auto Insurance Review

Since the company doesn’t sell auto insurance, there are no reviews for this type of policy. The company does have top ratings at A.M. Best, which is the gold standard in the industry. Key ratings include:

  • Aflac has an A+ or Superior financial strength rating given by A.M Best.
  • Aflac has an A+ rating with the Better Business Bureau or BBB.
  • They have an A+ rating for the claim processing.

Aflac Insurance Products

A big plus with these plans is there are no deductibles.

Sold through the workplace:

  • Hospital insurance
  • Life Insurance (Adults Only)
  • Short Term Disability Coverage
  • Vision Plans

Sold Directly to Consumers and by Employers:

  • Cancer insurance*
  • Accident insurance
  • Critical illness insurance
  • Dental plans**
  • Life insurance (children)

*With Aflac cancer plans, you can decide on a one-time “lump-sum” payout or choose payouts over time based on your diagnosis and treatment. 

**With a dental plan, you can select any dentist

Summary and Key Takeaways

While you cannot find Aflac car insurance at the company’s site, you can contact an agent online or by phone and get gap auto coverage. Aflac supplemental insurance is a great way to offer you extended coverage and help you financially in the event you are injured in the workplace. 

Aflac is one of the most reliable and financially strong insurers in the world. Their claim processing is second to none. However, if you need cheaper car insurance, you need to find a different carrier. Enter your zip code now and compare up to ten quotes in about five minutes. Get started right away and lower your insurance rates.